From Renting a House to Building our Dream Home

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Five years ago, we rented a small two-bedroom house for Php3,500 (Left photo). That was the most we could afford since we just opened our small business in March 2015. In that same month and year, Chin gave birth to our daughter Gabbie. Our finances didn’t look good. We had to live within our means and prioritize the needs of our newborn baby and, the newly opened business.

We had a rough but fresh start. We’re just blessed to find a decent place at an affordable rate. The location was prime due to its proximity to a nearby supermarket. Even though we were just renting it, it felt like our own home. In the next few months, Chin and I kept working hard to make our small business grow. We had to endure sleepless nights and forego expenses that were not necessary. We never had a single trip abroad or bought expensive stuff. Our focus was to build a successful business and put our hard-earned money where it could grow.

We were stingy in terms of our expenditures. I’m just lucky to have married a wife who doesn’t have a predilection over branded stuff, luxury handbags and shoes. Her happiness and simple joy is a trip to Ukay-ukay on a Sunday. Honestly, I consider it as one of the foundations of our success over the years. Those sacrifices: saying no to promo fares, online shopping, 3-day sale, impulsive financial decisions and more, have somehow led us to a comfortable life today. One ordinary day, a pastor whom we didn’t personally know came to the house we rented and declared that God will pour out blessings and provisions in the coming years to our family. He declared that we’re gonna own the house (we were surprised coz nobody told him that we’re renting it) and our business will grow (Nobody told him that we had a small business). That didn’t make sense until one unforgettable event happened.

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In 2016, the owner of the house we were renting arrived from Australia. It was our first time to meet the couple. They were in their early 50s. Chin was 22, while I was 25. We had a pleasant conversation sharing our stories. At the end of our delightful exchange of pleasantries, they told us they wanted to sell the house because they were migrating to Australia for good. At first, we felt a little uncomfortable. “Where are we gonna move?”, a silent question that popped in my head all of a sudden. We’ve felt so much at home for a year in this place. But we were surprised when the husband said: “This is our first home and this is where we started to build our dreams”, Mr. T narrated in a nostalgic tone. “We want you to have this house”. We would love to buy the house sir, but we don’t have the money to pay for it as of the moment. He smiled at us and said: “Don’t worry, George & Chin, It’s payable when able”. We would never forget that fateful conversation!

Chin and I both love sunset, and we could enjoy a beautiful one everyday.
Relaxing view of Mt. Matutum at the sunset deck.
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Our business was doing well at that time and we had enough savings to pay them Php250,000 as a down payment. Thankfully, Chin has always prioritized saving money. We also focused on growing our business more than the luxury and immediate gratification. When a rare opportunity came, we were ready to grab it. It took us nearly two years to finally pay it off. We couldn’t believe we already own the house that we were renting a few years ago. After a year, we renovated the dilapidated house and gave it a fresh and modern design. We eventually bought the vacant lot right beside it and in 2019, in faith, we built a 3-story, 200 sq.meters house with a sunset deck & jacuzzi. It’s just unbelievable to think that we’ve built this house without a single loan. Indeed, God poured out His blessings and provisions to us exactly what the pastor declared a few years ago.

This is Gabbie’s personal request, a whirlpool jacuzzi at home. Now we don’t have to spend money for hotel staycations.

I hope this story will inspire young couples and even those who are just starting at life to keep dreaming, that your dreams are possible because we have a God who can make the impossible, possible. And most importantly, that we can do our part in making it happen by being responsible stewards of God’s blessings. What we have is not ours, it is God who gave us the ability to produce wealth and we have to be responsible in spending it wisely. It started from saving a small amount intended for the future. We don’t know when the perfect opportunity knocks at our door, it’s important that we’re ready when it comes.

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Learn more on how we started from almost nothing and built our dreams together in our book BREAK FREE from Struggling to Winning. Click this link for more payment options: https://georgechininspirations.com/buy-our-book-2/

BREAK FREE From Struggling to Winning

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Break free cover 1

BREAK FREE is a foundational guide for anyone who wants to live a meaningful & prosperous life but doesn’t know where to start. It’s not just an idea or a principle, it’s a decade of valuable learnings of the author that he gained through trials, failures, and success.

​It starts by dealing with your LIMITATIONS, the most common reason why you remain surviving and living from end to end despite the years’ hard work. These limitations could be your mindset, your perspective about life, the criticism of people around you, or even your educational attainment.

Once you break the mindset that limits your perspective, it is easier to recognize the need to grow and explore your strengths. And the only way to do that is to break free from your COMFORT ZONE. You will only discover your strengths and achieve your full potential when you leave the place where mediocrity fosters.

When you finally take the first step out of your comfort zone, you will encounter LIFE STRUGGLES. They could be failures, discouragement, disappointments and breaking circumstances. Once you overcome your struggles, you will develop the GRIT, your strength of character, which is the bedrock foundation of true and lasting success.

Now that you have found your strength and developed your GRIT by overcoming your life struggles, you are already prepared to challenge the STATUS QUO. These are real issues that will confront you. Your status quo could be doing something you don’t love but you do it to survive or going against the “what-should-be”.

And last but the most critical of all, to break free from your FINANCIAL SETBACKS & BUILD YOUR WEALTH. Managing your finances can be a daunting and challenging task, that’s why many people have suffered greatly by mismanaging them. Money is not an issue. It’s the heart that has issues with money. The goal is to address those problems for you to break free and live a life filled with purpose, joy and financial freedom!

 

To download a free copy, please click the link below:

 

 

 

DON’T LOOK FOR A SUCCESSFUL PARTNER. MARRY THE RIGHT ONE AND BE SUCCESSFUL TOGETHER.

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Chin and I share a common struggle give years go. She used to depend on a corned beef value pack worth Php7.00 as an employee earning minimum wage while I had survive with instant noodles as unemployed. I tried selling siomai, pizza roll, hotdog bun on the sidewalk for a living while finding a decent job. People were laughing but we didn’t really care. We started as a team and we made it through life’s battles as a team. Some think we’re lucky to be living the life we have now but the truth is, before we were able to enjoy the finer things that we have today, we’ve had to go through the worst.

We were not successful when we met back in 2012. In fact, we’re two struggling souls who were going through our own personal battles. I was an unemployed who was struggling to pay off a Php2 Million debt from a business venture that collapsed, trying to make both ends meet. Chin on the other hand was a hotel employee who was earning minimum salary.

We were kicked out of the home office that we rented because of missed rental payments. All we had left were a few clothes when we transferred to a boarding house. For six months, we lived in a small room without a window and a common bathroom for twenty people. We slept on the floor. We could hardly eat three times a day. We had to survive week after week with instant noodles and canned goods.



Life was so difficult back then that Chin had every reason to leave. But she chose to stay. She crawled when I was crawling. She cried when I was crying. She went through all the troubles of being with a failure like me. I thank God for my wife. If not for her support & encouragement, I won’t be where I am today.

If you’re going through struggles in your relationship today, choose to support each other no matter what happens.

There are times when you will see the worst in each other but no matter how ugly life can look like, choose to stay. Remember that the battle can only be won when you work together as a team. And most Importantly, put God at the center of your relationship. Only God can help us see the best in each other during the worst times and still believe in faith that life will get better.

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DEAR MEN, ONE WOMAN IS ENOUGH.

One woman

 

I met my wife 6 years ago when I was at my worst. I was unemployed and bankrupt with more than Php2 million in debt. I had no car, no money, no job.

Despite my breaking circumstances, she stayed with me and helped me pick myself up and try again. We were two struggling souls who met and figured out our way to succeed together as a team.

We got engaged in 2013 and took us 3 years to finally get married. Our journey wasn’t a bed of roses. No marriage is perfect. We discovered the worst in each other but we still chose to stay together despite our ugliness and Imperfections.

 

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If there’s one very important realization I’ve had over the years, it’s the standing truth in relationships that ONE WOMAN IS MORE THAN ENOUGH.

Today, It seems an ordinary affair to see husbands or wives getting into a relationship with another partner. Maybe because they think it’s okay coz everyone’s doing it anyway. Maybe because they see that in movies and television programs. Maybe because they felt that their marriage isn’t working so it’s okay to find another. I don’t know how that works for them but it takes fidelity in marriage for it to flourish.

Our marriage may not be perfect but it has continually grown and reached milestone time after time. I attribute my success to my wife, who is there with me side by side as the leader of our family and our business. I have gained God’s favour and provisions no matter how difficult life has been. We have always made it through our hardest struggles because we have stayed together all these years.

george and chin

When you become successful, never let success go to your head. Money has always been an issue in relationships. Now, I’m a company CEO and all our Income goes to my wife. She handles our bank accounts, she takes care of our finances and she’s doing it very well. Never treat your wife as inferior and never feel superior over your wife. You are co-equal partners in marriage and much more in your finances.

Just like a healthy business, it takes checks and balances in our relationships in order for us to work on some aspects. They say your phone is your personal property and you have the right privacy under the constitution. Maybe when you were single. When you get married, you can’t keep your phone’s password to yourself and impose your right to privacy. If you’re not doing anything wrong, I don’t see a reason why we should withhold our password to our spouse. Transparency breeds honesty, honesty breeds fidelity.

george chin

We’ve been married for almost 3 years and I never looked at any other woman. Nobody can ever sit in my car’s front seat except for my wife. Whether a close friend or a business partner, it’s always a no-no for any woman to occupy my wife’s throne. Like the game of chess, there’s only one queen.

 

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I don’t know what you’re going through in your relationship right now. You may be struggling or having the time of your life as a couple, whether you’re a newlywed or were married for a couple of years. I maintain the ONE WOMAN IS ENOUGH RULE. When you love and honor your wife, God will open the floodgates of blessings and provisions to your family. You will be successful in what you do and you will live happier, and longer. And all the husbands say a big, big, AMEN! Let’s spread ONE WOMAN IS ENOUGH! #OneWOMANisENOUGH