From Renting a House to Building our Dream Home


Five years ago, we rented a small two-bedroom house for Php3,500 (Left photo). That was the most we could afford since we just opened our small business in March 2015. In that same month and year, Chin gave birth to our daughter Gabbie. Our finances didn’t look good. We had to live within our means and prioritize the needs of our newborn baby and, the newly opened business.

We had a rough but fresh start. We’re just blessed to find a decent place at an affordable rate. The location was prime due to its proximity to a nearby supermarket. Even though we were just renting it, it felt like our own home. In the next few months, Chin and I kept working hard to make our small business grow. We had to endure sleepless nights and forego expenses that were not necessary. We never had a single trip abroad or bought expensive stuff. Our focus was to build a successful business and put our hard-earned money where it could grow.

We were stingy in terms of our expenditures. I’m just lucky to have married a wife who doesn’t have a predilection over branded stuff, luxury handbags and shoes. Her happiness and simple joy is a trip to Ukay-ukay on a Sunday. Honestly, I consider it as one of the foundations of our success over the years. Those sacrifices: saying no to promo fares, online shopping, 3-day sale, impulsive financial decisions and more, have somehow led us to a comfortable life today. One ordinary day, a pastor whom we didn’t personally know came to the house we rented and declared that God will pour out blessings and provisions in the coming years to our family. He declared that we’re gonna own the house (we were surprised coz nobody told him that we’re renting it) and our business will grow (Nobody told him that we had a small business). That didn’t make sense until one unforgettable event happened.


In 2016, the owner of the house we were renting arrived from Australia. It was our first time to meet the couple. They were in their early 50s. Chin was 22, while I was 25. We had a pleasant conversation sharing our stories. At the end of our delightful exchange of pleasantries, they told us they wanted to sell the house because they were migrating to Australia for good. At first, we felt a little uncomfortable. “Where are we gonna move?”, a silent question that popped in my head all of a sudden. We’ve felt so much at home for a year in this place. But we were surprised when the husband said: “This is our first home and this is where we started to build our dreams”, Mr. T narrated in a nostalgic tone. “We want you to have this house”. We would love to buy the house sir, but we don’t have the money to pay for it as of the moment. He smiled at us and said: “Don’t worry, George & Chin, It’s payable when able”. We would never forget that fateful conversation!

Chin and I both love sunset, and we could enjoy a beautiful one everyday.
Relaxing view of Mt. Matutum at the sunset deck.

Our business was doing well at that time and we had enough savings to pay them Php250,000 as a down payment. Thankfully, Chin has always prioritized saving money. We also focused on growing our business more than the luxury and immediate gratification. When a rare opportunity came, we were ready to grab it. It took us nearly two years to finally pay it off. We couldn’t believe we already own the house that we were renting a few years ago. After a year, we renovated the dilapidated house and gave it a fresh and modern design. We eventually bought the vacant lot right beside it and in 2019, in faith, we built a 3-story, 200 sq.meters house with a sunset deck & jacuzzi. It’s just unbelievable to think that we’ve built this house without a single loan. Indeed, God poured out His blessings and provisions to us exactly what the pastor declared a few years ago.

This is Gabbie’s personal request, a whirlpool jacuzzi at home. Now we don’t have to spend money for hotel staycations.

I hope this story will inspire young couples and even those who are just starting at life to keep dreaming, that your dreams are possible because we have a God who can make the impossible, possible. And most importantly, that we can do our part in making it happen by being responsible stewards of God’s blessings. What we have is not ours, it is God who gave us the ability to produce wealth and we have to be responsible in spending it wisely. It started from saving a small amount intended for the future. We don’t know when the perfect opportunity knocks at our door, it’s important that we’re ready when it comes.


Learn more on how we started from almost nothing and built our dreams together in our book BREAK FREE from Struggling to Winning. Click this link for more payment options:

BREAK FREE From Struggling to Winning

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