“We were stingy in terms of our expenditures. I’m just lucky to have married a wife who doesn’t have a predilection over branded stuff, luxury handbags and shoes. Her happiness and simple joy is a trip to Ukay-ukay on a Sunday. Honestly, I consider it as one of the foundations of our success over the years. Those sacrifices: saying no to promo fares, online shopping, 3-day sale, impulsive financial decisions and more, have somehow led us to a comfortable life today.”